F.A.Q's | TheCreditEmpireInc

How much does your Credit Repair cost?

*Answer: Remember, BAD CREDIT can come at a cost this is why i make it affordable. Please see our Pricing list under the Sign up Tab above. We typically work with our clients for 3-6 months and at any moment shall our Client be satisfied with their results, they can CANCEL at anytime. We are serious about helping you Fix your Credit and want you to achieve POSITIVE RESULTS in the shortest amount of time possible.

How does Credit Repair actually work?

*Answer: Credit Repair is actually the process of removing inaccurate, unfounded, out of date, false, and erroneous information from your credit report. Your credit report dictates your credit score. The 3 major credit bureaus collect information from lenders, creditors, and debt collectors and apply it to your credit report. Based on that information, your credit score is determined. This information could include the balances on loans or credit cards, credit inquiries, debt to income ratio, and most importantly, credit utilization (the percentage of debt you have to available credit)

How long does it take before I see results?

*Answer: It honestly depends on your goals, your situation and how much work you need done on your credit report. Some Clients have seen results Overnight but realistically results can vary from 2 weeks to 3 months. (note: every individuals situation is different and varys)

What if all my negative items are accurate?

*Answer: Creditors sell very critical information about you every day. It's information that can affect almost everything in your life. That is why it's important to make sure that the information on your Credit report is as substantiated, timely, accurate and fair to you as absolutely possible. We assess the items on your credit report and then intervene with your creditors to help uphold these standards regarding the information they report about you to the bureaus. You just might be surprised what you can remove and it's always worth a try.

I'm going through a Bankruptcy, Can you still help me?

*Answer: Honestly, it's actually one of the best things you can think about doing! Yes, it may help in a few very important ways. When someone files for bankruptcy, it's easy for revised items to slip through the cracks or be reported incorrectly. When this happens, the impact on your credit score can be drop drastically. This is why, it's very important that we look through your credit report thoroughly to make sure that everything is appearing correctly and being removed when it should be.

What items can I delete from my credit report?

You can delete negative inaccurate, incomplete or unverifiable information such as:
> Charge-Offs > Late Payments
> Foreclosures > Collection Accounts
> Judgements > Bankruptcy
> Repos > Identity Inaccuracy
> Inquiries > Fraudulent tradeline
> State & Federal Tax Liens

What happens once I get an item deleted from my Credit report?

*Answer: Once you request to delete any negative item on your credit report and the credit bureau removes it, you can see a change in your credit score immediately. But don't be mistaken, I have removed many negative items and scores did not change, some actually drop your credit score in some cases. It's okay! The main thing, your report is starting to look nice and clean!

What happens if I don't get Results?

*Answer: We are so confident in our system and serious about your happiness and RESULTS that we make our refund policy simple: If you do not get 1 item deleted/removed off your credit report, We will work on your next round for FREE! Yes! On US! (We would need to see your updated report from MYFREESCORENOW to VERIFY. )

CANCELLATION POLICY: The Credit Empire Credit Repair Program is a month to month service and you may cancel anytime. Just send us an email to cancel: creditempireservices@gmail.com

Is My information secure?

*Answer: Client Data Protection is required by law. We use the same security encryption (256-bit SSL) as banks. SSL is Secure Socket Layer, but what it really means is that the data sent between The Credit Empire, Inc. and your computer is safely encrypted from prying eyes. It's the same technology that banks use to keep your credit card information safe. We never share your personal information with anyone--for any reason--without your prior permission.